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You can avail a loan in Indian rupees against the security of FIXED DEPOSIT BOND OF THE MountSoft. The loan may be used to meet emergency financial requirements, to carry on business activities.
You need not close the deposit prematurely, and can avail the loan:
- At the branch where you maintain the deposit.
- As an overdraft or as a demand loan.
- For a maximum of 75% of the face value of deposit, and including the interest accrued on the deposit.
- At an interest rate of 5% higher than your base rate of deposits.
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