Company Profile


Cultivating The Habit Of Savings Among Members A NIDHI Company can be defined as a Company By the Members, For the Members and To the Members.

Difference between Nidhi Companies and most of the other companies?

Nidhi Companies are NBFCs but they have been exempted from the requirement of registration under Section 45-IA of the RBI Act, 1934 subject to certain conditions.

Nidhi Companies are regulated by Ministry of Corporate Affairs, Government of India. Companies that do financial business but are regulated by other regulators are given specific exemption by the Reserve Bank from its regulatory requirements for avoiding duality of regulation.

It may also be mentioned that Mortgage Guarantee Companies have been notified as Non-Banking Financial Companies under Section 45 I(f)(iii) of the RBI Act, 1934. Core Investment Companies with asset size of less than ₹ 100 crore, and those with asset size of ₹ 100 crore and above but not accessing public funds are exempted from registration with the RBI.

MOUNTSOFT MUTUAL BENEFIT INDIA NIDHI LTD has the rules and objectives of that are the same as a bank, but is only in effect to someone (a members group) who has agreed or joined this agreement, as a bank, but to do business for the Its Member only.So if the term is a quasi-bank, i think that the rules and objectives of that are the same like the commercial bank, but this thing are only in effect to someone (a members group) who has agree/join on this agreement. as if a bank, but not the one honored to do business for public.Performing through Banking system which comes under the Nidhi, DCA, NBFC and RBI, MOUNTSOFT. is introducing a lot of innovative ideas day by day to make our nation financially strong and that is the reason we are one of the fastest growing NIDHI company cum Bank in the industry. The way we provide service to our members is far better than others and we are trying to make it much better as our aim is to provide extreme level service to people as well as to our nation. Providing a world class financial support, MOUNTSOFT. is continuously securing the society, we live in; on the other side, creating all new service method spontaneously MOUNTSOFT is presenting a pleasant way which will help human being to lead the life comfortably. In a word we can say that MOUNTSOFT is the “New Way Of Your Savings”. MOUNTSOFT family.

Dream & Goal
  • Customers in every action, every Day.
  • Growing together, succeeding together.
  • Continuous improvement through efficient &Transparent services.
  • People Development through sustainability programmes.
  • Earning Trust through action.
  • Provide support and empathy to all.
  • Trust in relationship, build relationship. 
  • Delighted customers, inspired employees, enlightened partners, Energized Society and healthy environment.
  • Recognizing the worth of individuals.
  • Create Value for All.
  • Making great things happen through innovation and Education.
  • In Short Marking a positive and impressive impact on the world every day.


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